THE MONEY 360 COLLECTIVE
Achieve financial ease with room for enjoyment
Say goodbye to financial overwhelm, stress and lack of clarity
Join The Money 360 Collective - a financial coaching program designed to help you create an effective money system, pay off debt and build a profitable investment portfolio while still enjoying the things you love. This program is tailored for ambitious career professionals and solopreneurs tired of working hard for their money without reaping the full benefits. You're done with complicated financial plans that never work, and you’re ready for a simple and clear roadmap to achieving your financial goals so you can finally step into your soft girl era.
our money grows more powerful as a collective
$924,594
invested
$55,730
debt paid off
$156,004
in savings
+17,000
lives transformed
Hear what clients are saying
“Best investments of my 7 years of entrepreneurship.
I learned a lot and took ACTION on many goals I set out to achieve, including Creating a family budget, paying down debt, and learning to invest.”
$15K
Debt paid off
$6K
emergency fund
$82K
invested
“The best part was the accountability and gaining clarity
on my goals and the best investments that suit my goals. In 5 months, I’ve been able to invest over 50K, and I am debt free! Her 1:1 coaching is worth it, I will be working with her again.
$65K
invested
“As a new investor, Eduek was incredibly patient with me.
My overall coaching experience was fantastic! She was able to break things down to make sure I understood what I was learning in order to execute the goals and action steps!
$19K
emergency fund
$199K
invested
REAL TALK
High Income Doesn’t Equal Financial Freedom
POV: You're a high-achieving woman earning the income of your dreams, but despite your success, financial security feels out of reach.
You’ve climbed the corporate ladder, and now you’re close to the top, you’re ready to kick your heels and enjoy every bit of it.
You enjoy the finer things in life—travelling, dining, and luxury self-care—but guilt creeps in every time you indulge. You're constantly reminded that you "should" be saving or investing instead.
You’re worried you’re falling behind on having a secure future.
You've tried to manage your finances, but sticking to a budget seems like competing in the Olympics, and you’re not Simone Biles.
The truth is, you’re too busy juggling running your business and a household, and you simply do not have the time or brain power to track every dollar you spend. In fact, if you have to look at one more spending tracker, you’ll scream….
You want to be able to have it all - the experiences you love, NOW and a secure financial future.
But no matter how much you earn, it seems like it's never enough to achieve financial freedom, and your goal of attaining financial security and independence feels out of reach.
I’VE BEEN WHERE YOU ARE
Like you, I once believed earning a high income was all it took to achieve financial freedom.
But I quickly realized that was not the case. I had just gotten my first big girl job and thought all my financial problems would be solved. I spent money like there was no tomorrow. I got a fancy condo and high-end furniture to match, booked trips, and bought nice things. But I was living for today without planning for tomorrow.
I thought I was living my best life….
BUT THE TRUTH IS, I WAS
✦ Spending on impulse
✦ Relying on credit cards and loans
✦ Not sticking to my budget
✦ Not saving enough
IN REALITY, WHAT YOU NEED IS
An efficient money system that runs on autopilot
One that provides a roadmap for where your money should go and ensures every dollar you earn works to your benefit, allowing you to enjoy the experiences you love while securing your financial future.
SO YOU CAN FINALLY
✦ Achieve financial freedom and ease
✦ Be in control of your financial future
✦ Afford anything you want without the guilt and stress
✦ Build an investment portfolio that can replace your income
IN JUST 90 DAYS
This could be you
✦ Create a spending plan that makes you happy; enjoy a spending plan that runs itself and aligns with your financial goals and values, allowing you to spend without guilt.
✦ Build savings that gives you peace of mind; beef up your savings so you can sleep comfortably at night, knowing you have the funds to handle whatever life throws at you.
✦ Ditch debt for good; experience the relief of a debt-free life with a well-structured plan to pay off debt and reduce reliance on credit.
✦ Retire comfortably; start investing wisely so you can retire young and rich.
✦ Achieve your financial goals; have a clear and actionable roadmap for reaching your short—and long-term financial goals, whether saving for a house, starting a business, going back to school, saving for a wedding, or growing your family.
GET READY TO
Gain financial awareness, clarity and confidence
Understand your current financial situation, identify your financial goals and priorities and gain clarity on your values and beliefs around money. Get the tools you need to be confident in managing your money.
Reduce financial stress and achieve peace of mind
Build an emergency fund to cover unexpected expenses, pay off debt, reduce reliance on credit and loans, achieve financial wholeness, and feel confident about your financial future.
Live a fulfilling and abundant life
Enjoy experiences and activities that align with your values and goals, achieve financial freedom and security and live a life of purpose and fulfillment, free from financial stress and worry.
Topics we cover in our 1:1 coaching
Uncover money scripts
We will dig deep to uncover your beliefs around money and how they impact your relationship with money.
Spending triggers
We will look at the events that trigger you to spend and the tools to become self-aware and manage those triggers.
Reframing mindset
We will look at different ways to reframe your money scripts to help you improve your relationship with money.
Goal mapping
We will create a timeline and implementation strategies for achieving your short and long-term financial goals.
5S Spending plan
Apply my money system that allows you to create a spending plan that aligns with your goals and values and runs on autopilot.
Debt payoff
Receive guidance on how to create a plan to help you pay off debt quickly and a strategy to stop relying on credit cards and loans.
Estate planning
Calculate how much term life insurance you need to ensure your loved ones are cared for.
Goal-based investing
I will guide you on how to become a self-directed investor, and you will be able to build a profitable portfolio and purchase your investments all on your own.
This is for you if
You’re a high-achieving professional or solopreneur wanting to gain control of your finances
✦ You have discretionary income; you make enough income to cover your essential household expenses with at least $500 cash flow left over to achieve your financial goals like saving, investing and paying off debt
✦ You’re ready to implement: You have the time and energy to take action on the steps we’ll work on together.
✦ You need personalized support and accountability; you prefer to work in an intimate setting and require ongoing support to help you stay accountable to achieving your goals.
FITS LIKE A GLOVE?
Choose your program package
The Money 360 Collective is a hybrid of private coaching and live group learning and will only run twice a year.
JOIN THE FALL COHORT TODAY!
Doors close on September 24th, 2024, at midnight EST
The Budgeter
This is for those who want to take control of their spending, debt, and investments.
$2,997
PAY IN FULL
WHAT'S INCLUDED
✷ 12 weeks of live learning and implementation
✷ Four one-hour private coaching sessions
✷ Weekly group implementation calls
✷ Access to text support and accountability
✷ Access to money tools and resource library
✷ Personalized spending plan
✷ Personalized debt-pay off plan
✷Personalized investment plan
$827
4 MONTHLY PAYMENTS
WHAT'S INCLUDED
✷ 12 weeks of live learning and implementation
✷ Four one-hour private coaching sessions
✷ Weekly group implementation calls
✷ Access to text support and accountability
✷ Access to money tools and resource library
✷ Personalized spending plan
✷ Personalized debt-pay off plan
✷Personalized investment plan
The Investor
For those who only want to focus on building a profitable investment portfolio
$1,997
WHAT'S INCLUDED
✷ Five weeks of live learning and implementation
✷ Two one-hour private coaching sessions
✷ Weekly group implementation calls
✷ Access to text support and accountability
✷ Access to the investment resource library
✷Personalized investment plan
✷Join us in Week 8, where we focus on investing
Hear from Petra
WHAT WERE YOUR BIGGEST CHALLENGES THAT MADE YOU SEEK COACHING?
Being a novice. I didn’t know anything about investing other than it’s something everyone building wealth should do.
I wanted to learn from someone I could trust who cared about helping me reach my goals. Other investments I have made seem to benefit the other person more than they did me.
With Eduek, the work we did would be a benefit to me over time and would help me reach my goals.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
Eduek held me accountable to accomplish my goals. She would check in to see how I had progressed in the homework that I was responsible for Eduek went through the research and selections I did and verified that I was doing it correctly. This resulted in a huge boost in my confidence and motivated me to fully be all in and invest my funds into the market.
The work Eduek did with me was always focused on accomplishing my goals that are aligned with my values. She helped me to understand that no one is going to care more about my money and how it working for me than me
Working with her built my confidence that I could do self-directed investing, whereas before, I thought I needed someone like a financial advisor to do it for me
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
I would recommend Eduek’s services to women like me. Have a desire to invest. Feeling nervous about it and, at the same time, knowing there will be great benefits. Eduek is knowledgeable, professional, organized, and supportive, and she over-delivers in value.
Hear from Danielle
WHAT IS THE MOST HELPFUL STRATEGY YOU'VE GAINED FROM WORKING WITH EDUEK?
Distributing my income in a way that saves for my future! I have been so focused on debt repayment that this shift brought more abundance to my life and my family’s emergency fund!
WHAT WAS YOUR BIGGEST MINDSET SHIFT SINCE WORKING WITH EDUEK?
I went from 'Why save when I have debt?' to 'I can save and pay off debt at the same time!'
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
Eduek walks her talk. She has lived experience with what she's teaching on top of her higher education. Eduek is relatable, helpful and knows how to teach adults! It's a skill and combo not many have!
WHAT HESITATIONS DID YOU HAVE BEFORE WORKING WITH EDUEK?
I have taken a lot of business programs that have been “fluffy,” and I was hesitant to make another investment that didn't move the needle, you know? But I took a chance. Seeing Eduek’s free content comforted me that there would be big value in this experience.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
Eduek gave me tough love with compassion and empathy. She saw where my tendencies to please people were and showed me another way - helping me see that some of the investments I had made were to do other friends’ help where they weren't helping me. She shared with me why it was in my best interest to look out for myself first. This was a perspective shift I deeply needed.
Hear from Tanola
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
I now have a budget & buffer. I now have a detailed plan as to what goes where & when. I now see how every dollar is being spent & I am more conscious when I swipe my card because I know I only have a certain amount to spend toward a particular category.
WHAT ARE THE NON-MONETARY WINS YOU'VE HAD SINCE WORKING WITH EDUEK?
• I am not scared to say No! This is not in my budget, or I have to check my budget
• I have more self-discipline & give myself grace for what I am doing with the intention that I will do much
• Never limit myself. If I am intentional with my plans & have the right strategies, all I desire is achievable if I stay consistent
• Peace of mind
HOW DO YOU FEEL ABOUT HANDLING YOUR FINANCES ON YOUR OWN MOVING FORWARD?
I feel competent & more comfortable when issues arrive as I know where I should look for money & what I can do to make changes
WHAT WAS YOUR FAVOURITE EXPERIENCE WHILE WORKING WITH EDUEK?
My furnace & Humidifier broke in a peak of winter -40 & below. This wasn't a quick fix; I needed a whole new unit. Eduek assured me I would be fine & able to help me devise a one-year payment plan for me to get this massive bill off my plate. I love how I could be transparent about every detail of my finances without being judged. Being supported from a genuine place & finding the right solutions.
Hear from Chelsea
WHAT HESITATIONS DID YOU HAVE BEFORE WORKING WITH EDUEK?
The only hesitation I had before working with Eduek, was the cost. I had never done 1:1 coaching or talked to anyone about my finances, let alone paid to have someone to work with me. However, once I had my first meeting and was provided access to all of Eduek's amazing content and educational platform, I really saw that it was money well spent. She has so many resources available and has created an easy to use easy to follow set up on her platform. Most importantly though, is working with her in our 1:1 meetings, I gained the knowledge and tools to build on my specific money goals. She held me accountable and curated an experience specific to me and my needs.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
She checked in with me over Voxer and provided a guided weekly checklist, and her platform courses are broken up into small digestible chunks that are not overwhelming. She was patient on our calls and always kept coming back to the framework. This kept me on track and accountable because I always had a meeting to target.
WHAT IS THE MOST HELPFUL STRATEGY YOU'VE GAINED FROM WORKING WITH EDUEK?
Finding out my number and knowing how to build a solid foundation for my investments. I learned SO much from her 1:1 coaching and her platform. Having the ability to talk to her 1:1 about investment concepts, researching an investment, and an overall portfolio that is catered to my goals was the best thing I could have gained. She has honestly set me up for success.
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
The knowledge and practicality of her services alone is worth the investment. The added coaching, guidance and explanation is a bonus. With accountability and focus, Eduek does a great job keeping you on your goal path while incorporating the next phase. If I ever didn't understand anything, we would go back and discuss it so I could comfortably move on to the next step. She is also very intuitive in communicating; she knows when to give you a nudging reminder and when to let you follow along at your pace.
Hear from Olivia
WHAT HESITATIONS DID YOU HAVE BEFORE WORKING WITH EDUEK?
Allowing myself to spend money on the coaching when I was already in debt. But I quickly recognised it was worth every penny to spend this money now in order to create a plan for the future.
WHAT WERE YOUR BIGGEST CHALLENGES THAT MADE YOU SEEK COACHING?
Debt repayment while saving/investing. Lack of understand of investing, portfolio strategy and general understanding of the stock market.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
She worked with me closely and taught me the WHY I need what I need for retirement, WHAT is going to get me there, and HOW to plan for it.
WHAT WAS THE MOST HELPFUL STRATEGY YOU’VE GAINED FROM WORKING WITH EDUEK?
Day-to-day spending plan creation. This has allowed me to take my income and use it for enjoying life in the present, paying off debt AND investing for the future-- all at the same time. I didn't have a system like the one I have now and in just 3 months I feel so proud of the progress I've made.
WHAT ARE THE NON-MONETARY WINS YOU’VE HAD SINCE WORKING WITH EDUEK?
Feeling at ease in my day to day life-- knowing when I spend, im doing so responsibly. Fear or stress about finances and our future don't consume me the way they did before. I'm more motivated than every to keep stacking!
WHAT ARE THE MONETARY WINS YOU’VE HAD SINCE WORKING WITH EDUEK?
I have paid off two credit cards
I have started investing in my RRSP and have a plan for maximizing my contribution
I have saved $4000+ in an emergency fund
I have transferred my mutual funds to my self-directed TFSA in Questrade and feel confident in managing/growing that money on my own
My husband and I have a straightforward and stress-free system for paying our monthly expenses
I understand my life insurance policy and feel great about investing my money for retirement on my own rather than paying a Financial Advisor to manage my money.
WHAT WAS YOUR BIGGEST MINDSET SHIFT SINCE WORKING WITH EDUEK?
I used to think I didn't make enough money to achieve everything I want/need, but I realised after creating a plan that I can in-fact achieve everything I desire-- with commitment, discipline and strategy
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
Because it will change your life!
Hear from Ordia
WHAT HESITATIONS DID YOU HAVE BEFORE WORKING WITH EDUEK?
I was worried in general working with a financial coach that was private vs a bank backed advisor.
WHAT WERE YOUR BIGGEST CHALLENGES THAT MADE YOU SEEK COACHING?
Trying to balance my own books, no real financial goals, overwhelmed with my life in general on the verge of giving up and just living off credit.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
She held me accountable, she asked the right questions to really get me to reflect on my needs and wants. She forced me to aim higher, salary wise.
WHAT WAS THE MOST HELPFUL STRATEGY YOU’VE GAINED FROM WORKING WITH EDUEK?
Creating a sinking fund for any major purchases, the convenience of an emergency fund. Just to be mindful and prepared.
WHAT ARE THE NON-MONETARY WINS YOU’VE HAD SINCE WORKING WITH EDUEK?
I got a new job that will serve me better mentally and financially.
WHAT ARE THE MONETARY WINS YOU’VE HAD SINCE WORKING WITH EDUEK?
I have an emergency fund! I bought new tires without credit! My RRSP is balanced :) I've occasionally started my debt free journey!
WHAT WAS YOUR BIGGEST MINDSET SHIFT SINCE WORKING WITH EDUEK?
I can live without credit!
WHAT WAS YOUR FAVOURITE EXPERIENCE WHILE WORKING WITH EDUEK?
The video chats. I really needed someone to hold my hand through this.
HOW DO YOU FEEL ABOUT HANDLING YOUR FINANCES ON YOUR OWN MOVING FORWARD?
I feel like I can manage alot better now that I have financial goals to work towards.
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
I would recommend them because she helped me with financial planning, it's up to that person to make the decision.
Hear from Ore
WHAT HESITATIONS DID YOU HAVE BEFORE WORKING WITH EDUEK?
I was hesitant about budgeting because I thought I had to live a minimalistic lifestyle.
WHAT WERE YOUR BIGGEST CHALLENGES THAT MADE YOU SEEK COACHING?
I felt like I've been living paycheque to paycheque even though I make good money and I don't know where my money was going to.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
I was able to budget better and actually see my money working for me.
WHAT WAS THE MOST HELPFUL STRATEGY YOU’VE GAINED FROM WORKING WITH EDUEK?
The most helpful strategy will be learning how to pick what ETFs to invest in that will meet my needs instead of picking the popular talked about ones.
WHAT ARE THE NON-MONETARY WINS YOU’VE HAD SINCE WORKING WITH EDUEK?
Peace of mind, not stressing about money anymore.
WHAT ARE THE MONETARY WINS YOU’VE HAD SINCE WORKING WITH EDUEK?
I'm investing more and saving a lot more, especially in my emergency accounts
WHAT WAS YOUR BIGGEST MINDSET SHIFT SINCE WORKING WITH EDUEK?
Realizing that the RRSP I'm contributing at work wasn't actually getting invested properly. I didn't know I was able to pick and choose where the money is being invested.
WHAT WAS YOUR FAVOURITE EXPERIENCE WHILE WORKING WITH EDUEK?
Learning about investing to be honest. I've always wanted to but never really knew where to start from.
HOW DO YOU FEEL ABOUT HANDLING YOUR FINANCES ON YOUR OWN MOVING FORWARD?
I feel pretty confident. I know how to budget and adjust my budget to fit my changing lifestyle. I know how to pick ETFs that work for me and how to allocate money to those ETFs thanks to the spreadsheet I received from her.
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
I would recommend Eduek because she has the knowledge and takes the time to explain in lay man terms..
Hear from Ada
WHAT HESITATIONS DID YOU HAVE BEFORE WORKING WITH EDUEK?
The initial hesitation was the cost - I have never paid such a high cost for someone's services before, but in the end I know it would be a great investment.
WHAT WERE YOUR BIGGEST CHALLENGES THAT MADE YOU SEEK COACHING?
I knew absolutely nothing about investing, and with a full-time job and 2 small children, I didn't have the time to learn it on my own. I knew I needed one-on-one help from a coach in order to learn and to actually start investing.
HOW DID WORKING WITH EDUEK HELP YOU OVERCOME YOUR CHALLENGES?
Her SMD spreadsheet was extremely helpful and impressive. The course is also so comprehensive and explains all aspects of investing with such detail and clarity. Our sessions are what pushed and encouraged me to finally open the accounts and start investing!
WHAT WAS YOUR BIGGEST MINDSET SHIFT SINCE WORKING WITH EDUEK?
Not being afraid to get started and believing that I truly could retire early and reach a point where I feel comfortable in my life financially.
WHAT WAS YOUR FAVOURITE EXPERIENCE WHILE WORKING WITH EDUEK?
Being able to speak to her one-on-one so that she could look over my current investment portfolio and make helpful suggestions. It's nice when you can have direct access to a coach and can ask questions whenever you need to.
WHY WOULD YOU RECOMMEND EDUEK'S SERVICES TO SOMEONE WHO MIGHT BE ON THE FENCE?
I would recommend Eduek's services because she possesses a deep understanding of investment strategies and financial markets. Eduek communicates complex financial concepts in a clear and understandable manner. She has a track record of success in guiding clients towards their financial objectives. My own experience with Eduek yielded tangible results, demonstrating her ability to deliver on her promises.
You need to give every dollar you earn a job. When your money is idle, it will get bored and walk away.
— Eduek brooks
next steps
STEP 1
Choose your plan
Enroll in the program that best suits your needs.
STEP 2
Check your email
Once you’ve enrolled, you will receive an email with all the details on how to get set up.
STEP 3
Invite your BFF
Know a friend who also needs to get their finances in order? Invite them to join the program!
MEET YOUR COACH,
I’m Eduek.
Engineer, Financial Educator, Speaker and Trauma of Money Certified Coach
I'm on a mission to help ambitious women achieve financial stability and live their ideal lifestyle without feeling guilty about their spending habits.
I believe that women should be empowered to spend their money however they choose without facing stigma or judgment.
I understand that personal finance can be isolating, bland, and restrictive, and I'm on a mission to change that. My passion is to offer practical money tips and resources that empower driven and successful women like you to improve your relationship with money and live your B.E.S.T life.
Why my approach is different
Mind over math
I use a mind-over-math approach that first digs deep into your money scripts and how they affect your relationship with money and use that to create a unique plan that makes you feel confident with managing your money.
Balance enjoyment and security
I believe money should be used to improve our life satisfaction. I work with my clients to find the balance between spending on things they enjoy and securing their future.
Lived experiences
As a Black woman and an immigrant who went from making minimum wage to earning six figures and transitioned from a successful engineering career to running my business full time, I know firsthand the challenges you might face when managing your finances. This gives me a unique advantage as I can help with various topics.
Take the first step
Got burning questions?
HOW MANY MONTHS OF COACHING WILL I GET?
If you choose The Budgeter, you will receive 12 weeks of coaching, and if you choose The Investor, you will receive 5 weeks of coaching.
WILL I RECEIVE PRIVATE COACHING?
Yes! You will receive four private coaching sessions for The Budgeter and two private coaching sessions for The Investor.
CAN I SPLIT MY PAYMENTS?
Absolutely, for The Budgeter, you can split your payments into four monthly payments. There is no payment plan for The Investor.
HOW MANY HOURS PER WEEK WOULD I HAVE TO COMMIT?
Our group coaching calls will be held weekly on Thursdays at 1 p.m. EST (tentatively) and will last 60 minutes. You will need an additional 2-3 hours per week to implement what we learned and your private coaching sessions.
I HAVE A LOT OF DEBT. WILL THIS PROGRAM WORK FOR ME?
Yes! Many of my clients start with significant debt. The program focuses on effective debt reduction strategies that help you pay off debt faster while building savings and reducing stress. But most importantly, we learn strategies to stay out of debt and end the debt cycle for good.
DO I HAVE TO DISCUSS MY FINANCES WITH THE GROUP? I DON’T FEEL CONFIDENT SHARING.
Many people find money an uncomfortable subject, and I totally get it. But I've found that one of the best ways to learn is from the experiences of others. You will be encouraged to share your wins and challenges for the week, but you don't have to share anything you're uncomfortable sharing.
HOW SOON WILL I START SEEING RESULTS?
Every client's journey is different, but many start seeing positive changes within the first few weeks. The key is consistency and applying the strategies you learn.
DO YOU SELL FINANCIAL PRODUCTS?
No, I am not affiliated with any financial institution and DO NOT sell financial products such as life insurance or investments.
ARE YOU A FINANCIAL ADVISOR?
No, I am not a financial advisor, and I will not be managing your assets for you. I am a coach who emphasizes giving you the tools you need to confidently manage your finances on your own.